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Cost of Waiting to Sell
Thinking of waiting for a better market? See what holding your home really costs month by month, and how much prices would need to rise just to break even.
How this calculator works
Carrying costs are money you won't get back: mortgage interest, property tax, insurance, HOA, utilities and upkeep.
Lost growth is what your equity could earn if it were invested instead of tied up in the house.
Price change is the expected change in value over the waiting period, after selling costs.
Break-even growth is how fast prices must rise for waiting to pay off. Principal you pay down isn't a cost; it comes back to you at sale.